How much money was 12,000 in 1858

Interest calculator for a one-time investment

Individual free text header for printout, PDF and permanent link to the current calculation:

Note: The free text field can only be edited if you are logged into the user account.

Create permanent link - data protection notice and functionality

When you use the permanent link function, the data you enter on this subpage will be saved on our server and made permanently accessible via a special link (the permanent link in the form of a URL Internet address). Show more info.

You will be notified of the permanent link in the web browser immediately after it has been created and you should note it down or save it in some other way, e.g. as a browser bookmark. If you have a user account and are logged in, the permanent link is automatically assigned to your user account.

The user accountsPremium private and Premium business contain a permanent link management, which you can use to easily call up, change and (even without a delete password) delete saved calculations.

To protect the stored data, the link contains a random cryptic component that is not known to third parties. We will not publish the link; However, you are free to pass on the permanent link to third parties yourself or to publish it.

To later create a permanent link even without a user account Premium To be able to delete it again, you have the option of assigning an optional deletion password that only you know. Without a user account Premium and without specifying a deletion password, permanent links cannot be deleted in order to protect permanent links created by other users from deletion.

Optional delete password:

User with a user accountPremium private or Premium business You can also change your own saved calculations by overwriting the existing permanent link.

The interest calculator optionally calculates final capital, term, interest rate or initial capital for one-off investments - optionally with or without compound interest, and with interest within the year, either linearly or exponentially.

The final capital achieved including interest is:
Total interest:
yearinvested capital
at the beginning of the year
interestTotal interestCapital including interest
At the end of the year
to hum

The interest calculator uses the input data to determine the required initial capital, the interest rate, the term or the resulting final capital including interest.

Using the output table, the interest calculator also shows the course of the credit development and lists for each year the capital invested at the beginning of the year, the interest credit accruing at the end of the year, the previous sum of the interest credits and the total capital at the end of each year.

The interest calculator allows you to calculate with or without compound interest.

If the calculation is carried out without compound interest, the capital invested is the same as the initial capital each year, since the interest is not reinvested.

If compound interest is taken into account, on the other hand, the interest credits are added to the invested capital every year and henceforth also interest.

In the case of terms with an incomplete number of years, mixed interest is calculated, provided that the linear interest rate during the year has been discontinued. This means that the compound interest calculation is initially used for the entire year, but interest is paid for the last fraction of the year with simple interest, as is customary in banking practice for savings deposits.

In addition, a tax rate with an annual tax allowance can be specified in the interest calculator to take into account the new withholding tax.

Use the savings calculator to take into account regular deposits such as monthly savings installments (also with dynamics).